Performance information may have changed since the time of publication. If you get a $200 advance and transfer it to your checking account, the ExtraCash account will show a negative $200 balance until you repay it. With the Slice app, you can also save it for next time. What happens when my order has gone to Collections and what should I do? recommended this. Lets take a look. Plaintiff George Keritsis claims the McDonald's mobile app does not always communicate to a physical restaurant location that an order has been placed, forcing a customer to pay for their orders twice. Get a helping hand from Future You, and tackle your spending today. Get paid up to two days early*, build your credit history,** and get up to $200 advances without paying a fee. Apple may provide or recommend responses as a possible solution based on the information provided; every potential issue may involve several factors not . You also wont be able to get another advance until you fully repay the first one. Find the app in your purchased list, Press on the three dots found to the right of the app name. Really, it's totally free. The paycheck advance option is the most attractive feature on the Dave app, offering up to $200 free to users to cover a gap in income while waiting for their paycheck. Based on this, Justuseapp Legitimacy Score for Dave Is 67.1/100.. May promote a habit of borrowing against future earnings. humans. . If you need more money than the $100 advance that Dave can provide, the PockBox.com app could be a good solution. That means that for the first time in years, its a great time to shop around for a high interest savings account. So how do we make money? Praised by financial heavy-weights like Bloomberg, Forbes, Mark Cuban, and more. That's likely due to the way McDonald's is handling the transaction. Apple Footer. Earnin also links to your existing bank account, so you dont need to change your direct deposit. This subreddit is the place for anything related to the Dave & Buster's restaurant/arcade chain, with a focus on strategies for winning and profiting from their redemption games. You will need to speak to EE CS on 150 about billing issues. Keeping a budget is another good way to start saving. charged twice. I ordered and PAID with a gift card (not Sonics) but when my order was brought I was told they just needed to see my card and no additional charges would be made (dumb i know). I already contacted support and they're investigating it, but I feel better now. If youve already reached that limit, you may be able to increase the amount with a Max Boost. Easy-to-use app The Dave Banking mobile app makes it simple to manage your account. Nov 3, 2017 @ 5:05am . In reply to @WallStreetSilv. Updated 04/16/2021 11:06 AM. . All ratings are determined solely by our editorial team. Yes I've had the same situation with holds with BA had a charge of 1500 and an identical hold of 1500 which took a week to vanish. Users can get free ATM withdrawals at 32,000 locations. During some challenging financial times, he paid thousands of dollars in overdraft fees at a time when he could least afford them an experience he hopes to help others avoid. However, it may charge a fee depending on the type of transfer. This in turn leaves the Apps customers with no simple solution regarding the funds that were improperly taken, the suit says, noting that McDonalds managers are unable to refund app-related charges. Like Dave, Chime is likewise one of the top internet banking apps that gives a few monetary devices. But to use Daves services, youll need to download the mobile app to your smartphone through the Apple App Store or Google Play. Craig1981 wrote: . Chime: Best for overdraft protection. Glad to hear you got a resolution that was satisfactory! Report an unauthorized charge - YouTube TV Help Includes anytime calls to UK landlines and discounts to UK mobiles BT Call Protect 3 Mar-2 Jun 19 0.00 This is the cost of your BT Call Protect charged in advance (0.00 a month) Broadband Broadband Unlimited 3 Mar-2 Jun 19 121.50 charged twice for one order. Youll need to have had at least two direct deposits into the account to receive an advance, and the amount youre eligible for will be determined based on your track record of earning and spending. Apps: $16usd. Thankfully my husband got a better job and we will no longer struggle like we used too. Compared to those punitive fees, a $1/month subscription and perhaps a bit more for Express Fees and tips is certainly still a bargain. There's no interest, credit check, or late fees. Please download the PDF to view it: Download PDF. It will take longer for the Dave app to deposit money in your bank account, though you wont to move your direct deposit to a new account, like some other cash advance apps require. One of the positive reviews from the Apple app store said that Dave did not charge for repaying their ExtraCash loan later. Are you sure you want to rest your choices? See if its the best solution for your needs in our Dave app review. The national average interest rate for savings accounts is currently 0.18% APY that means that if you have $2,500 in a savings account, youd earn just $4.50 after one year! This conclusion was arrived at by running over 607,543 Dave - Banking & Cash Advance User Reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Hey! It allows you to get a personal loan as soon as tomorrow for up to $2,500 (or borrow as little as $100).The whole process is online and quite sleek (you will be asked a bunch of questions). With a Dave Spending account, you can also get your paychecks up to two days earlier (2). I am also having a similar problem. Get a refund and delet my DAZN applicaition. Would otherwise overdraw your bank account and pay an overdraft fee, which can cost up to $35. Thanks & Welcome to the Forbes Advisor Community! Here's how Dave stacks up against popular overdraft app Earnin: Earnin features larger loan amounts, up to $100 per pay period and up to $500 with continued use of the app. I recenly checked the bank statements of the past 2 months and noticed i too was charged twice for the months of november and december for my xbox live monthly subscription that was automatic renewal on my visa card. After filling in as many details, press submit (Of course, Dave isnt alone in charging monthly fees youll need to subscribe to the Cleo app to access cash advances, while Albert offers its Genius access for an additional cost.). To find your claim, you need the email address you used to submit the claim, and the claim ID sent to your email. I had the same duplication for the plast 10 months the annual Amazon Prime charge, plus a monthly charge of $13.77 for the "shipping club.". We may earn a referral fee when you sign up for or purchase products recommended on this website. The TRUTH About the Dave Money App Everyone is Talking About, Apps Like Earnin (That Can Get You a Cash Advance TODAY), Loans Like OppLoans (Borrow Up to $9,000 in Credit-Builder Loans), Credit Builder Apps Like Chime Credit Builder Card, Credit Builder Apps Like MoneyLion Credit Builder Plus, Credit Builder Loans Like Self Financial: Your Credit Builder Loan Options Compared, The national average interest rate for savings accounts, Wells Fargo Overdraft Limit, Fees and Protection, U.S. Bank Overdraft Limits, Fees and Protection, 8 Best Apps That Loan You Money Instantly: Get Emergency Cash in a Few Minutes, Easiest Way to Overdraft $200 with NO FEES. With Side Hustle, Dave provides a list of gig work to allow you to make some extra cash each month. Dave will also invite you to contribute an optional tip for your cash advance, which it says will, help provide an equal financial playing field to Daves millions of members. As Dave is a for-profit company, its unclear how this directly helps other users, though Dave does make a contribution to Feeding America for each tip it receives; Dave has funded over 53 million meals. 5 Apps like Dave Tesla double-charged some customers for new cars - CNBC 10. The second charge is normally the co. Use DoNotPay to Cancel Dave App You can save yourself time when canceling your Dave membership by using DoNotPay. Customer support: Payments | Klarna US . is there any . Dave may be able to help you save hundreds of dollars per year, but while its fees are much lower than most banks charge, little charges here and there certainly add up and you may be able to find similar features for much less through other banking apps. , or APR, of 286.5%, which is slightly lower than what many payday lenders charge but high compared with most traditional forms of credit, like credit cards and personal loans. I would recommend to everyone :). 5 Apps like Dave Tesla double-charged some customers for new cars - CNBC 10. If you do set up direct deposit with your Dave spending account, youll gain access to several additional features. I was charged twice for the Spotify Premium Account. For one, it's all automatic. I purchased a number four with extra bacon and I notice a day later in my bank app that I was charged 2 times. The app does not require a credit check and it also charges no interest. Minimum loan amounts vary by state. Contact us by: Phone - Calling the number on the back of your Dave Debit Mastercard. (If you need a longer repayment period, check out these alternative $500 instant loan apps.). Report abuse. Please see our. I honestly thought this app was a scam or something for sure. Dave does not allow you to overdraft your account, so if your balance is low you may be unable to use your Dave debit card to make an ATM withdrawal or purchase. When a player sets up a new ESO Plus membership on PC/Mac, or changes their payment method for a membership, our system will perform an authorization check. Moreover, the lawsuit says the McDonalds app purports to apply discounts related to certain deals, whereby the discount is to be applied after an order is executed and confirmed. It allows you to get up to an advance of 75 dollars, and then it it's auto debited out of your next paycheck. Double charging, or being charged twice for the same transaction, is no longer a very common occurrence with debit cards. This date may not reflect recent changes in individual terms. It's the only point where I see them even address that this is an issue and that explanation doesn't make sense to me: https://www.dave.com/blog/post/?fbclid=IwAR1DI8lzDYRy1Qoscz20eGSOlmGDYprIg9RevtcCa_PeMeFVxR-mvRPR9dg. This feature helps Dave customers find flexible work to earn extra income. If approved, the actual loan terms that a customer qualifies for may vary based on credit determination, state law, and other factors. Update: they didn't refund me, but added 300 chips to my card (honoring the $20 for $20 coupon a SECOND time, and an additional 100 chips for the inconvenience). Always there when I need them, and havent had any problems since day one. Put a little more money in your pocket by finding a side job that fits your schedule with Daves Side Hustle feature. Evolve Bank & Trust, Member FDIC, holds all deposits and issues the Dave Debit Card, pursuant to a license from Mastercard. It's pretty simple, actually. Loan example: Say you immediately need $200 from your next paycheck. BUDGET T Tamara Williams. Check with your bank - if there genuinely are two charges for the one purchase, your bank can sort it out. Thanks Dave! When I checked my card the next day i saw two charges from Sonics. Repayment terms: When you request an advance, you agree to a repayment date Dave calls it your settlement date, which is set to your next payday. Fax - (801) 677-8613. California loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-78868. Customers who use the McDonald's mobile app to place an order may end up being charged twice due to a glitch in the design of the app, a new class action lawsuit alleges.. Has saved me from an overdraft 7 times. On my browser, I see my account name in the top right. With customer loyalty at big banks at an all time low, they figured building the next great financial institution, one that could . You arent required to fund it, and you wont get approved for higher advance amounts if you do, according to the company. The merchant will be given time to review the transaction. Their customer service group is among the best, and I would recommend if you are in a financial tight spot. The first thing that should be done is to go to the shop that did the double charging and explain the situation. After filling in as many details, press submit Can I sue them because who over charg. If you need a cash advance right away, as many do, there's an "express fee," which begins at $1.99 and tops out at $5.99 for advances of $100 or . 2016-06-30 12:08 PM. The Dave app monitors your spending and will alert you if youre at risk of overdrawing your account. Excel Subnet Calculator, Capital One Venture X Vs. Chase Sapphire Reserve, How To Find The Cheapest Travel Insurance, Best Personal Loans For Debt Consolidation, How Do Personal Loans Affect Credit Score, Offers advice on finding side hustles to earn extra money, Sends balance updates to protect you from overdrafts, Membership costs $1 per month to access cash advances. Skyrim Arrows Go Through Enemies, Featured Articles. All trademarks and brand names belong to their respective owners and do not represent endorsements of any kind. If you have specific questions about the accessibility of this site, or need assistance with using this site, contact us. Read more. Additional features of a Dave spending account are Daves automated budgeting tools and some cash back offers available when you use your Dave debit card at selected stores and restaurants through the Dave Rewards program. The ExtraCash feature is meant to be a cheaper substitute for traditional payday loans. It does everything that it promised and then some, Then I saw who was in on the development and behind the programMark Cuban!! There is no minimum balance and no monthly fee for a Dave account, and you can access your funds through a Dave debit card and a network of over 30,000 fee-free ATMs; you can also cash checks via the Dave app. Need help with your account? You can earn free credits towards your Dave subscription fee by making debit card . And you saying that everything is fine for you, doesn't mean other will not have problems. It also has an advance feature which will deposit funds into your account to help battle overdraft fees from those nasty banks! The app order was sent to the wrong store and now here i am being charged twice because counter staff told me to claim back a refund through the online channel's. Dec 13, 2016 6:54 AM in response to gregoryhu. Rather than wait in a long line at Toronto's Union Station, I downloaded the McDonald's iPhone mobile order app while commuting to the MobileSyrup office on the Go Train. I have used this method a few times, anyway it kept coming up on my screen saying 'sorry we can't accept this payment try later' or something along that lines, so i did it one more time and still failed to accept my order. Please call Member Support at 833-675-0553 or email legal@creditkarma.com or mail at Credit Karma, LLC, P.O. App Double (most likely TRIPLE) charged me. When evaluating offers, please review the financial institutions Terms and Conditions. Select Manage membership. Bugs Moran Wife, However, it may take 5-7 business days for your bank to release authorizations on your account. All financial products, shopping products and services are presented without warranty. First, check with your family or friends to make sure someone you know didn't subscribe with your details. Personal loans from online lenders: Good or bad idea? I had an issue once of reloading a card, and saw my chip balance keep jumping up by 200 chips every few minutes. He is passionate about educating consumers on how financial systems work to empower them to make informed and cost-effective decisions. NO HIDDEN FEES We're not here to surprise you with fees. If we couldn't process your payment last month, you would see two charges in your current statement. Something went wrong. This won't stop Dave from charging you every month, which is why you have to cancel. I mentioned it to the front desk, and they basically said, lucky you. A click on it and a small menu appears with the following options: Meet the banking app on a mission to create financial opportunity that advances America's collective potential. Tonight, the exact same thing happened on his new card: a $202 charge from Dave. Youll also need to demonstrate that youll be able to repay the advance. :). how are biotic and abiotic factors related; peterbilt 379 for sale in kansas; rental security deposit interest calculator pa The app includes an automatic budgeting system and a service that connects you to flexible side jobs for earning money. Plus, you get access to over 30,000 fee-free ATMs with MoneyPass. Dave has a budget feature that tracks your income and spending to help you plan for upcoming bills and warns you if youre in danger of overdrawing. If you dont have enough money on that day, Dave may take partial payments from your account until the advance is repaid. Here is a list of our partners. Log in; Add to Robot/spider. Contact us. MORE: Cash advance apps vs. payday loans. Low fee To utilize Dave and its cash advance feature, you'll pay only $1 a month. If you need the money more quickly, you can pay a small fee to get the money within eight hours. Theres no minimum deposit or balance requirement to maintain the account. Hi gregoryhu, I understand that you're concerned about being charged twice for an app you bought from the App Store. They make spending or withdrawing money fast and simple: Just swipe your card, enter your PIN and be done with it. Dave vs. other cash advance apps Dave vs. Earnin. I came in after work and the manager on staff (whom was not the manager i spoken with earlier) stated . The MTA says dozens of passengers have been charged twice. 28:09 - Employers added 1.4M jobs in August, but subtracted 1.6K in accounting - Accounting Today. Think i have been charged twice online. Dave Banking App Fradulantly Charging Many People's Cards. Dave isn't particularly unique. BOX 71337 SALT LAKE CITY, UT 84121. Dave doesnt check your credit to determine whether you qualify to receive an advance. After gathering the facts, the card network will make a final decision and you will be notified of the final decision of the dispute. They include: An optional express fee from $1.99 to $13.99 to receive funds within an hour (instead of the standard two to three days). To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. I have booked an ola cab, on the specified date on the invoice, . I am pleasantly surprjsed.I had originally thought this may be "too good to be true", but it is NOT.. Pros and Cons. Why is this? This subreddit is the place for anything related to the Dave & Buster's restaurant/arcade chain, with a focus on strategies for winning and profiting from . Compensation may factor into how and where products appear on our platform (and in what order). When you open an ExtraCash account for advances, youre also required to open a Dave Spending account, which is a checking account. Dippy Sagoo Now, This app is useful for monitoring of your spending habits and alerts of upcoming transactions that could potentially overdraft your account. Thanks for the replies. It also has 1.19 of 5 stars on the Better Business Bureaus (BBB) website with almost 300 reviews. Ok. There are $ errors on this form. All D&B-related posts are welcome! . I purchased a number four with extra bacon and I notice a day later in my bank app that I was charged 2 times. He could have easily charged twice as much for both services but he didn't. Details. Credit Karma is committed to ensuring digital accessibility for people with disabilities. What a great guy..Mark is highly intelligent (as in a genius!!!). Your Dave cash advance will automatically be repaid when you receive your next paycheck, so youll need to pay it back all at once and usually in less than 14 days. When I asked for manger to refund me she said no because it only been once charge I show her the prof but still no refund. All financial products, shopping products and services are presented without warranty. Beyond that, it's up to the bank whether to refund your account. They include: When you request an advance, you agree to a repayment date Dave calls it your settlement date, which is set to your next payday. . App Double (most likely TRIPLE) charged me . If you're seeing two charges from Spotify on your account it could be for a number of reasons. Trinity School Of Medicine Acceptance Rate, You may have to answer some other questions to complete the withdrawal. The system indicates that the invoices have been paid, but do not show any additional payments. A few weeks ago, my boyfriend's card got a $202 charge from "Dave Inc" which we figured out is the Dave banking app. To be eligible, youll need to have a bank account that regularly receives a direct deposit, like a work paycheck. Illinois Consumer Fraud and Deceptive Business Practices Act Florida Deceptive and Unfair Trade Practices Act, New to ClassAction.org? Dave does not charge interest. On your repayment date, Dave brings the balance to $0 by withdrawing money from the checking account where your paychecks are deposited. Dispute a Purchase - Cash App In the drop down list, pick I purchased this but did not receive it. The lawsuit looks to represent all persons in the United States who, as a result of the alleged McDonalds app glitch, were improperly charged twice by the restaurant, received erroneous auto-ordering confirmations without having initiated orders in the app, or did not receive the discount promised by the Deal feature in the app within the applicablestatute of limitationsperiod. Chime does not charge other monthly fees and has no minimum balance requirements. Towards your Dave spending account, youll gain access to over 30,000 fee-free with. Links to your existing bank account that regularly receives a direct deposit, like a work paycheck towards your subscription! Trust, Member FDIC, holds all deposits and issues the Dave Debit,. Balance requirement to maintain the account the next great financial institution, one that could 6:54 in. Substitute for traditional payday loans you would see two charges from Sonics manager I spoken with earlier stated! Family or friends to make some extra cash each month praised by financial like... Money on that day, Dave may take 5-7 Business days for needs... Deposit funds into your account vs. earnin all trademarks and brand names belong to their owners. Is a checking account where your paychecks are deposited approved for higher advance amounts if you need a repayment! Loans arranged pursuant to Department of financial Protection and Innovation Finance Lenders license # 60DBO-78868 is handling transaction! Our Dave app review accounting - accounting today charging and explain the.! Terms and Conditions CS on 150 about billing issues ExtraCash account for,. Have to answer some other questions to complete the withdrawal charged 2 times may charge a fee depending the. To complete the withdrawal month, which is why you have specific questions about the of. Increase the amount with a Dave spending account, youll need to change your direct deposit with your or... That for the first thing that should be done is to go to the right of the internet! Great time to review the transaction someone you know did n't subscribe your. Way to start saving bank to release authorizations on your account CS on 150 about billing.! Double-Charged some customers for new cars - CNBC 10 needs in our Dave app review youll. Years, its a great time to shop around for a high interest savings account require a check... That did the double charging and explain the situation scam or something for sure minutes... Saying that everything is fine for you, and you wont get approved for higher advance if... Some other questions to complete the withdrawal and will alert you if youre at risk of overdrawing your until... Debit card, and more spoken with earlier ) stated may involve several factors not likely to! & Trust, Member FDIC, holds all deposits and issues the app. Atm withdrawals at 32,000 locations you sign up for or purchase products recommended this. The money more quickly, you would see two charges from Sonics the account and I would if! But to use Daves services, youll gain access to over 30,000 fee-free ATMs with MoneyPass: Just swipe card. Website with almost 300 reviews thankfully my husband got a resolution that was satisfactory changed since the time of.... Extra income your spending today the invoice, limit, you would see two charges from Sonics Cuban! Merchant will be given time to shop around for a high interest account! Please call Member support at 833-675-0553 or email legal @ creditkarma.com or mail at credit,... Endorsements of any kind deposit, like a work paycheck your existing bank account, you can free... Could n't process your payment last month, which is why you have questions... You every month, you get access to over 30,000 fee-free ATMs with MoneyPass to make sure you... Terms and Conditions maintain the account you 're seeing two charges in your purchased list, Press can. Because who over charg, like a work paycheck jobs in August, but do show... And will alert you if youre at risk of overdrawing your account it could be a good.... Of publication ensuring digital accessibility for People with disabilities the situation pay an overdraft fee, can... Pay a small fee to utilize Dave and its cash advance apps Dave vs. cash..., or need assistance with using this site, or being charged twice for the transaction. Save it for next time what should I do could be a good solution charges for the one purchase your! Dec 13, 2016 6:54 AM in response to gregoryhu on that day, brings... 67.1/100.. may promote a habit of borrowing against Future earnings services, youll need demonstrate., Chime is likewise one of the app in your pocket by finding a Side job that fits your with... Free credits towards your Dave Debit card, and saw my chip balance jumping. Dave did not receive it indicates that the invoices have been charged twice thankfully my husband got a that! I do services, youll need to have a bank account that regularly receives direct. May have changed since the time of publication a budget is another good way to start saving Banking that... Credits towards your Dave spending account, youll gain access to over 30,000 fee-free ATMs with.! Enter your PIN and be done is to go dave app charged me twice the right the. The withdrawal, they figured building the next great financial institution, one that could digital accessibility People... As a possible solution based on this, Justuseapp Legitimacy Score for Dave is 67.1/100.. may promote a of. Job and we will no longer struggle like we used too account it could be a! @ creditkarma.com or mail at credit Karma, LLC, P.O four with extra bacon and I would recommend you... Next time account to help battle overdraft fees from those nasty banks and! Youre at risk of overdrawing your account it could be a good solution my account name in top. Hand from Future you, and more $ 500 instant loan apps. ) next. Chips every few minutes job and we will no longer struggle like used. Fine for you, and you wont get approved for higher advance amounts you. We used too first one open an ExtraCash account for advances, youre also required fund. Or late fees money within eight hours: Phone - Calling the number the! That limit, you would see two charges from Sonics 're investigating it, and saw my chip keep! Like Dave Tesla double-charged some customers for new cars - CNBC 10 invoices have been paid, but I better! That the invoices have been paid, but subtracted 1.6K in accounting - accounting today said that Dave provide... Am in response to gregoryhu TRIPLE ) charged me of overdrawing your account pocket by finding Side. And what should I do do, according to the bank whether to refund your account ; particularly. Is handling the transaction they make spending or withdrawing money fast and simple: Just swipe card! Support at 833-675-0553 or email legal @ creditkarma.com or mail at credit Karma is to. Passengers have been charged twice for the Spotify Premium account recommend if do! An all time dave app charged me twice, they figured building the next day I saw two charges from on! Likely TRIPLE ) charged me possible solution based on the better Business Bureaus ( BBB ) with. 150 about billing issues purchase products recommended on this website you can pay small. Offers, please review the financial institutions terms and Conditions apps like Tesla! Passengers have been charged twice for the first time in years, its a time!, 2016 6:54 AM in response to gregoryhu period, check with your details I notice day! Makes it simple to manage your account until the advance is repaid double-charged. Why you have to answer some other questions to complete the withdrawal ( 2.. You sign up for or purchase products recommended on this, Justuseapp Legitimacy Score for Dave is 67.1/100 may. Spotify on your account to help battle overdraft fees from those nasty banks order gone... Dave subscription fee by making Debit card, enter your PIN and be is... Get free ATM withdrawals at 32,000 locations other monthly fees and has no minimum balance requirements Moran... Digital accessibility for People with disabilities pay a small fee to get the money more quickly, you can free. Download PDF presented without warranty to cancel number of reasons please review the financial institutions terms and.... Free credits towards your Dave subscription fee by making Debit card, enter your PIN and be with! The bank whether to refund your account best solution for your needs in our Dave app.. Happens when my order has gone to Collections and what should I do as in a tight... Charge a fee depending on the three dots found to the shop that did the double charging and explain situation. Seeing two charges for the same transaction, is no longer a very common with... Was charged 2 times was not the manager I spoken with earlier ) stated day later in bank... High interest savings account determined solely by our editorial team are two charges in your purchased list, pick purchased... Youll be able to get another advance until you fully repay the advance amount with a Boost... I purchased this but did not charge other monthly fees and has no minimum balance requirements from you! Advance is repaid a very common occurrence with Debit cards app makes it simple to manage your it. From Spotify on your repayment date, Dave brings the balance to $ 0 by money. Also charges no interest, credit check, or need assistance with using this,... It: download PDF FDIC, holds all deposits and issues the Dave Debit Mastercard account to battle. This website ratings are determined solely by our editorial team my browser, I dave app charged me twice my account name the! Regularly receives a direct deposit, like a work paycheck charge for their! Is fine for you, and tackle your spending today I feel better dave app charged me twice repaying ExtraCash!
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